About this tool

The Divorce Financial Decision Simulator is a strategic planning tool designed to help you see the financial picture of divorce before you commit to a path.

The house, retirement, savings, debt, monthly cash flow and the cost of running two households are not separate decisions. They affect one another. A decision about the house can change liquidity. A retirement decision can reshape long-term security. A debt decision can change what becomes possible next.

Traditional divorce often deals with these issues piece by piece. Divorce Architecture looks at the whole system.

Use the simulator to explore different possibilities, compare scenarios side by side and stress-test them against changes such as higher expenses or lower income. No documents are required to begin. Start with estimates and refine them as you learn more.

This is a Divorce Architecture tool from Rainier & Hawthorne. The results are calculated from the numbers you enter — not invented by AI.

The simulator does not provide legal, tax, investment or accounting advice, determine legal rights, or predict court outcomes. It is a strategic planning resource designed to help you understand the decisions in front of you before licensed professionals handle the legal and other professional work.

Technology organizes the complexity. Human expertise drives the strategy.